We build for how Nigerians save together.
Vista is made by VNET Global Innovation Limited, a Nigerian product studio. We started with a simple observation: millions of people already save in groups. They deserve tools that respect that habit and make it safer.
Four rules we design by.
Show the money math
Every amount, every fee and who receives it, before anyone presses pay.
Expected is not received
We never show money as paid until it has actually arrived.
Trust without pressure
No countdown tricks or misleading promises. Clear references and timelines instead.
Built for real phones
Fast on everyday Android devices, readable in sunlight, and fair to long Nigerian names.
Three products, one record.
Vista app
Wallet, Ajo circles and community membership for everyone.
Community Portal
The web back office for cooperative officers and staff.
Rendi Business
Receive payments, send money, create invoices and track your business transactions.
Partner with us.
Cooperative federations, unions, banks and NGOs: let’s bring better group finance to your members.
Saving together shouldn't run on trust alone
Across Nigeria, millions of people save through ajo, esusu and cooperatives. These groups work because people trust each other, but the records live in notebooks, WhatsApp chats and one person's memory. Payments get missed, payouts get disputed, and when the organizer disappears, so does the money.
- Paper records that are easy to lose or change
- No clear proof of who paid and who's next
- Organizers carrying all the risk and admin
- Members with no visibility of their own savings
One app for your wallet, your circles and your cooperative
Vista brings traditional group saving online without changing how people already save. Every contribution is recorded, every payout is scheduled, and every draw can be verified, so members and organizers can see exactly where things stand at any time.
- Automatic reminders and one-tap contributions
- Transparent, verifiable payout order
- Instant receipts for every naira paid
- Tools that let organizers run groups in minutes, not hours
Make community finance simple, safe and fair
We build tools that help everyday Nigerians save, contribute and grow money together, with the transparency of modern banking and the warmth of the communities they already belong to.
- Put every member on equal footing
- Protect funds with bank-grade security
- Keep fees clear and honest
- Support organizers, not replace them
A future where every community can build wealth together
We see a Nigeria, and eventually an Africa, where any group of people, from a market association to a family circle to a 5,000-member cooperative, can pool resources with full confidence and turn shared savings into shared progress.
- Every cooperative and ajo group running on Vista
- Financial records that help members access credit
- Communities funding their own growth
- Trusted by members, organizers and partners alike